MONEY ARTICLES

Frugal Wall Art for Gifts or Home
There are some lovely pictures available in retail stores, but they can be very expensive. I'd like to suggest some less expensive ways to make your own decorative wall art that will be more charming and beautiful in your home than any picture that can be purchased. To get started, you'll need frames. Frames are also expensive when purchased retail, so I suggest buying them used. You can find good picture frames at yard sales and thrift stores for a fraction of the retail price. If there are minor problems with the frame, such as chipped paint or nicks and scratches, don't worry, you can cover that part up with the decorative ideas that follow.

Save Money on Moving
Moving households, whether it is due to a job transfer or upgrading your home, and whether moving across country or across town, is an expensive proposition. Even when a new employer sponsors a relocation, there are hidden or un-thought-of expenses such as tipping or registering your vehicle in a new state. Here are six
ways to reduce expenses during your next move.

Find Bargains
I love the thrift stores and yard sales because there is a great variety of items and these items are usually very inexpensive which saves me a lot of money for spending on other items or saving. Here are some examples of great deals that I find. Books: I love reading and before I discovered the books at the thrift stores, I was a book club member spending a small fortune on books. Then I realized I could find books at the thrift stores for a fraction of the price. This is our local Goodwill's prices for books: hardbacks: $2.99, paperbacks: $1.99, magazines (this includes craft leaflets) .29, children's books .99. There is a great variety and the books are organized into categories. You can also find books at yard sales, but usually there isn't a huge variety. If you are lucky enough to find a book you want at a yard sale, it's a lot cheaper than even the thrift stores!